Kaja Holdings LLC Vision Property Management Rent-to-buy scam Columbia South Carolina

   We unwittingly entered into a ripoff with Kaja Holdings LLC doing business as Vision Property Management in March of last year. We first got wind of the scam when they refused to pay a past due obligation on the property that was incurred before we took possession. Since then we have been in negotiations with Kaja Holdings (doing business as Vision Property Management, LLC, Phone: (803) 929-1117 Fax: (803) 929-117016 Berry Hill Rd Suite 200, Columbia, SC 29210) to sell real property located at 2646 Boone Street, Baltimore, MD 21218.

   Vision Property Management buys run-down properties at fire sale prices in impoverished, depressed cities throughout the country and fraudulently induces naïve consumers with either compromised or poor credit ratings into unethical "rent-to-buy" agreements for more than the advertised price of the property and down payment, which they immorally boost on execution.

   The Chief Business Development Officer has represented that all the monies we have paid to the company have not been fully credited toward the purchase price of $25,000 even though I paid $6,500 to date with a $1,250 down payment. But VPM has only credited $1,614.40, which prompts this "ripoff report" to forewarn other unsuspecting consumers. This is over the $15,000 I have invested in the property.

   Now they expect me to take a ruinous bath at my expense - literally - without any discussion of how I am going to recoup my investment or, more importantly, the monies I actually paid directly to VPM with the expectation that it was being fully credited toward the purchase price. It is a scam - plain and simple. One that needs to be thoroughly investigated by the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), Maryland and South Carolina Attorney General’s offices respectively, Baltimore State's Attorney and the Better Business Bureau Council (since the local Charleston office seems to have too cozy a relationship with the company to be an effective and impartial arbiter).

   So let the buyer beware. If it seems too good to be true, trust me, it is.