ADR Group Alternative Dispute Resolution Group Threatened to sue me or put a judgment on my credit report if I did not pay Nationwide

To Whom It May Concern:

I received a phone call yesterday (March 23, 2015) from a company that claims to be called "ADR Group" and they say their website is ADRgroup.org. Nothing comes up as that when I put it in and when I google it, I get pages that tell me what ADR is and how it is done or I get this wonderful website that takes me to the government page of ADR.gov  I spoke with a Kaylin Richardson from this ADR Group company. She said this company is all over, but she was in New Hampshire. Their phone number is 1-888-502-0273. My account number was 2075718 and case number 2015407800. They told me they were collecting for Check N Go, which is a payday loan company and they told me that I had to pay 665+200 for court fees and if I didn't pay, I would be going to court or get a judgment on my credit report. I questioned the legitimacy of this company because they are also threatening people that did not even do business with Check N Go. In my case, I did use Check N Go back in 2001. I paid this debt through a collection agency called Pinnacle Payment Processing Center on October 21, 2011. In April 2012, another company called DRS called me and said I owed Check N Go money and so I told them that I already paid it and I sent them the information from the Pinnacle. In 2013, my husband got a call and paid AFB CHO/COLLECT (this is how it shows on my bank statement). And then yesterday, I got this call from "ADR Group" saying I still owe check n go. I called Check N go yesterday and all of the collection companies I could until I hit a dead end on one of them. I would like to report this ADR Group and to let you know that they are a scam and they are harrassing people for payday loans that have either already been paid or people that have never had one.

When you call them and ask for information, they get super defensive and get rude really fast and hang up on you. Ms. Kaylin Richardson was the nice person I spoke with and she was almost secretive about the company when I asked for more information. So, I really think this group needs to be investigated. I will let you know that I did not give them personal information. They already had my name, address, phone number. I don't know if they had my SSN or not. I did not give that to them. I also did not give them my bank account information. I gave them the information that I did pay it, with the amount and how it showed up on my bank statement. When I went home yesterday and looked in my paid in full file, I found that I paid the Pinnacle Payment. So, I paid Check N Go twice now and I am NOT paying it again. I called the ADR group again to tell them I found this letter from the Pinnacle and that I paid them and the AFB CHO/COLLECT, she informed me that the "case" has been closed so I don't owe them now anyway. I don't even know if Check N Go got their money, but 15 years later, they should not even be allowed to collect anymore. Please do something about this group. Thank you.

Sincerely,

Sandra Swatzel