Bank Of America Polices are deceptive and anti-consumer Marietta Georgia

Isn't is coincidental that GM raised Betty's interest rate to 32.44% from 10.99% back in the summer of 2007, just BEFORE GM (General Motors) showed severe signs of 'money problems'? Remember how much money they were losing? I believe that GM Posted a $39 BILLION loss in the '3rd QUARTER', back in 2007, didn't they? Or was it 2008? I'm not 100% certain, but I think it was in 2007. I'm sure that you know, right?

And in February of 2008 Bank of America abruptly RAISED interest rates on many of their cardholders, correct? You can 'Google' this- A CREDIT CARD YOU WANT TO TOSS, and read the BusinessWeek Article if you'd like.

I find it interesting that BOA did EXACLTLY what the now 'COLLAPSING' GM did, don't you? It's as if GM & BOA are trying to make as much money as possible by raising interest rates on their cardholders, huh? Perhaps this is a way to stave-off a complete COLLAPSE of both corporations, as a last hope, wouldn't you agree?

And now the American PEOPLE are put on the 'hook' because HUNDREDS of BILLIONS of TAXPAYER'S dollars are now being injected into GM, Bank of America, Citigroup, Goldman Sachs, AIG, Fredddie Mac, Fannie Mae..................& others, huh?

Remember the Article not too long ago about how Mr. Thain, Merrill Lynch's former CEO, spent about $1.2 MILLION to redecorate his office? I believe he also authorized around $4 BILLION in bonuses to be paid-out to executives shortly before your company bought them, right?

You should 'Google' this- RIP OFF REPORT GM CREDIT CARD SERVICES, and read Betty's Ripoff Report. Make sure to read the '1st Update' to her Report also. Here's just a part of it-

QUOTE: 'The Collapse of the U.S. economy is in its infancy. Get all of your money out of the stock market and cash in your retirement NOW! Most people cannot see what is coming. I do! Americans have $4 Trillion in their retirements. 90% of that money is invested in the stock market. All of the clues & indicators are pointing to another COLLAPSE of the stock market. When the stock market goes, so goes American's RETIREMENTS!!' 9-3-2007 (end quote)

It seems as though that came TRUE, wouldn't you NOW agree?

I hope all is well at BOA, but I believe it isn't. And I believe that Americans are being DEFRAUDED out of their RETIREMENTS, their INVESTMENTS, and being DEFRAUDED into paying HIGHER INTEREST RATES on their CREDIT CARDS, wouldn't you agree?

Do you see what a Harvard education can do?

Good luck, Mr. Lewis.

Sincerely,

Karl

P.S. By the way, I posted a poem about Toyota's CEO on 8-23-2007 at this site. You can 'Google' this- SLUDGE POEM, and read it. He (Jim Press) QUIT his position exactly two weeks after that poem was posted. On 9-6-2007, Jim Press QUIT! He had been with Toyota for 37 years!!!

And about 14 1/2 months after I posted a poem about Toyota's highest ranking executive, Katsuaki Watanabe, he was REMOVED as President of Toyota. You can 'Google' this- SLUDGE POEM 2, and read it.

I won't post a poem about you, so don't worry, O.K.?

Isn't is coincidental that GM raised Betty's interest rate to 32.44% from 10.99% back in the summer of 2007, just BEFORE GM (General Motors) showed severe signs of 'money problems'? Remember how much money they were losing? I believe that GM Posted a $39 BILLION loss in the '3rd QUARTER', back in 2007, didn't they? Or was it 2008? I'm not 100% certain, but I think it was in 2007. I'm sure that you know, right?

And in February of 2008 Bank of America abruptly RAISED interest rates on many of their cardholders, correct? You can 'Google' this- A CREDIT CARD YOU WANT TO TOSS, and read the BusinessWeek Article if you'd like.

I find it interesting that BOA did EXACLTLY what the now 'COLLAPSING' GM did, don't you? It's as if GM & BOA are trying to make as much money as possible by raising interest rates on their cardholders, huh? Perhaps this is a way to stave-off a complete COLLAPSE of both corporations, as a last hope, wouldn't you agree?

And now the American PEOPLE are put on the 'hook' because HUNDREDS of BILLIONS of TAXPAYER'S dollars are now being injected into GM, Bank of America, Citigroup, Goldman Sachs, AIG, Fredddie Mac, Fannie Mae..................& others, huh?

Remember the Article not too long ago about how Mr. Thain, Merrill Lynch's former CEO, spent about $1.2 MILLION to redecorate his office? I believe he also authorized around $4 BILLION in bonuses to be paid-out to executives shortly before your company bought them, right?

You should 'Google' this- RIP OFF REPORT GM CREDIT CARD SERVICES, and read Betty's Ripoff Report. Make sure to read the '1st Update' to her Report also. Here's just a part of it-

QUOTE: 'The Collapse of the U.S. economy is in its infancy. Get all of your money out of the stock market and cash in your retirement NOW! Most people cannot see what is coming. I do! Americans have $4 Trillion in their retirements. 90% of that money is invested in the stock market. All of the clues & indicators are pointing to another COLLAPSE of the stock market. When the stock market goes, so goes American's RETIREMENTS!!' 9-3-2007 (end quote)

It seems as though that came TRUE, wouldn't you NOW agree?

I hope all is well at BOA, but I believe it isn't. And I believe that Americans are being DEFRAUDED out of their RETIREMENTS, their INVESTMENTS, and being DEFRAUDED into paying HIGHER INTEREST RATES on their CREDIT CARDS, wouldn't you agree?

Do you see what a Harvard education can do?

Good luck, Mr. Lewis.

Sincerely,

Karl

P.S. By the way, I posted a poem about Toyota's CEO on 8-23-2007 at this site. You can 'Google' this- SLUDGE POEM, and read it. He (Jim Press) QUIT his position exactly two weeks after that poem was posted. On 9-6-2007, Jim Press QUIT! He had been with Toyota for 37 years!!!

And about 14 1/2 months after I posted a poem about Toyota's highest ranking executive, Katsuaki Watanabe, he was REMOVED as President of Toyota. You can 'Google' this- SLUDGE POEM 2, and read it.

I won't post a poem about you, so don't worry, O.K.?

Isn't is coincidental that GM raised Betty's interest rate to 32.44% from 10.99% back in the summer of 2007, just BEFORE GM (General Motors) showed severe signs of 'money problems'? Remember how much money they were losing? I believe that GM Posted a $39 BILLION loss in the '3rd QUARTER', back in 2007, didn't they? Or was it 2008? I'm not 100% certain, but I think it was in 2007. I'm sure that you know, right?

And in February of 2008 Bank of America abruptly RAISED interest rates on many of their cardholders, correct? You can 'Google' this- A CREDIT CARD YOU WANT TO TOSS, and read the BusinessWeek Article if you'd like.

I find it interesting that BOA did EXACLTLY what the now 'COLLAPSING' GM did, don't you? It's as if GM & BOA are trying to make as much money as possible by raising interest rates on their cardholders, huh? Perhaps this is a way to stave-off a complete COLLAPSE of both corporations, as a last hope, wouldn't you agree?

And now the American PEOPLE are put on the 'hook' because HUNDREDS of BILLIONS of TAXPAYER'S dollars are now being injected into GM, Bank of America, Citigroup, Goldman Sachs, AIG, Fredddie Mac, Fannie Mae..................& others, huh?

Remember the Article not too long ago about how Mr. Thain, Merrill Lynch's former CEO, spent about $1.2 MILLION to redecorate his office? I believe he also authorized around $4 BILLION in bonuses to be paid-out to executives shortly before your company bought them, right?

You should 'Google' this- RIP OFF REPORT GM CREDIT CARD SERVICES, and read Betty's Ripoff Report. Make sure to read the '1st Update' to her Report also. Here's just a part of it-

QUOTE: 'The Collapse of the U.S. economy is in its infancy. Get all of your money out of the stock market and cash in your retirement NOW! Most people cannot see what is coming. I do! Americans have $4 Trillion in their retirements. 90% of that money is invested in the stock market. All of the clues & indicators are pointing to another COLLAPSE of the stock market. When the stock market goes, so goes American's RETIREMENTS!!' 9-3-2007 (end quote)

It seems as though that came TRUE, wouldn't you NOW agree?

I hope all is well at BOA, but I believe it isn't. And I believe that Americans are being DEFRAUDED out of their RETIREMENTS, their INVESTMENTS, and being DEFRAUDED into paying HIGHER INTEREST RATES on their CREDIT CARDS, wouldn't you agree?

Do you see what a Harvard education can do?

Good luck, Mr. Lewis.

Sincerely,

Karl

P.S. By the way, I posted a poem about Toyota's CEO on 8-23-2007 at this site. You can 'Google' this- SLUDGE POEM, and read it. He (Jim Press) QUIT his position exactly two weeks after that poem was posted. On 9-6-2007, Jim Press QUIT! He had been with Toyota for 37 years!!!

And about 14 1/2 months after I posted a poem about Toyota's highest ranking executive, Katsuaki Watanabe, he was REMOVED as President of Toyota. You can 'Google' this- SLUDGE POEM 2, and read it.

I won't post a poem about you, so don't worry, O.K.?

Isn't is coincidental that GM raised Betty's interest rate to 32.44% from 10.99% back in the summer of 2007, just BEFORE GM (General Motors) showed severe signs of 'money problems'? Remember how much money they were losing? I believe that GM Posted a $39 BILLION loss in the '3rd QUARTER', back in 2007, didn't they? Or was it 2008? I'm not 100% certain, but I think it was in 2007. I'm sure that you know, right?

And in February of 2008 Bank of America abruptly RAISED interest rates on many of their cardholders, correct? You can 'Google' this- A CREDIT CARD YOU WANT TO TOSS, and read the BusinessWeek Article if you'd like.

I find it interesting that BOA did EXACLTLY what the now 'COLLAPSING' GM did, don't you? It's as if GM & BOA are trying to make as much money as possible by raising interest rates on their cardholders, huh? Perhaps this is a way to stave-off a complete COLLAPSE of both corporations, as a last hope, wouldn't you agree?

And now the American PEOPLE are put on the 'hook' because HUNDREDS of BILLIONS of TAXPAYER'S dollars are now being injected into GM, Bank of America, Citigroup, Goldman Sachs, AIG, Fredddie Mac, Fannie Mae..................& others, huh?

Remember the Article not too long ago about how Mr. Thain, Merrill Lynch's former CEO, spent about $1.2 MILLION to redecorate his office? I believe he also authorized around $4 BILLION in bonuses to be paid-out to executives shortly before your company bought them, right?

You should 'Google' this- RIP OFF REPORT GM CREDIT CARD SERVICES, and read Betty's Ripoff Report. Make sure to read the '1st Update' to her Report also. Here's just a part of it-

QUOTE: 'The Collapse of the U.S. economy is in its infancy. Get all of your money out of the stock market and cash in your retirement NOW! Most people cannot see what is coming. I do! Americans have $4 Trillion in their retirements. 90% of that money is invested in the stock market. All of the clues & indicators are pointing to another COLLAPSE of the stock market. When the stock market goes, so goes American's RETIREMENTS!!' 9-3-2007 (end quote)

It seems as though that came TRUE, wouldn't you NOW agree?

I hope all is well at BOA, but I believe it isn't. And I believe that Americans are being DEFRAUDED out of their RETIREMENTS, their INVESTMENTS, and being DEFRAUDED into paying HIGHER INTEREST RATES on their CREDIT CARDS, wouldn't you agree?

Do you see what a Harvard education can do?

Good luck, Mr. Lewis.

Sincerely,

Karl

P.S. By the way, I posted a poem about Toyota's CEO on 8-23-2007 at this site. You can 'Google' this- SLUDGE POEM, and read it. He (Jim Press) QUIT his position exactly two weeks after that poem was posted. On 9-6-2007, Jim Press QUIT! He had been with Toyota for 37 years!!!

And about 14 1/2 months after I posted a poem about Toyota's highest ranking executive, Katsuaki Watanabe, he was REMOVED as President of Toyota. You can 'Google' this- SLUDGE POEM 2, and read it.

I won't post a poem about you, so don't worry, O.K.?

Has Sonic Automotive been able to pay back their $150 MILLION yet? Bank of America, & Merrill Lynch (who BOA now owns), were involved in some type of a LOAN to them back in 2005. You can actually 'Google' this- SONIC AUTOMOTIVE ANNOUNCES OFFERING OF $150 MILLION OF CONVERTIBLE SENIOR SUBORDINATED NOTES, and read all about it, if you'd like. It was a PRNewswire on 11-17-2005.

Paragraph 4 clearly states that BOA & Merrill Lynch were involved in this transaction.

I hope all is well at BOA. I do have a question for you- WHY would BOA raise interest rates on credit card holders who are, & were, in good standing with BOA when the FED lowered the rate to around 0% - .25%?

Wouldn't it make sense to lower the interest rates on consumer's credit cards so it would be easier for them to pay their bills on these cards? If a consumer could pay the bill on a credit card, & you LOWERED the rate in accordance with the Federal Reserve's RATE CUT, then the consumer would be HAPPY, & pay it faster, right?

So, WHY would BOA do the opposite, & RAISE the interest rates? It makes no sense to PUNISH the PEOPLE, wouldn't you agree?

Mr. Lewis, My brother in-law is a CEO who is worth MILLIONS, just like you. I'm wondering if YOU attended the Harvard Business School for EXECUTIVES like he did back in 2004? If you didn't, then simply 'Google' this- RIP OFF REPORT FUEL FREEDOM INTERNATIONAL MPG CAPS, and go to the 2001 Toyota Tacoma Ripoff Report, and then to the 'Update' entitled- 'Blame it on a Lawyer'.

You'll find just some of what the good Professor said to his class back in late 2004. There's more, but I'll save it for another day.

Sincerely,

Karl

P.S. By the way, you can 'Google' this- RIP OFF REPORT GM CREDIT CARD SERVICES, and go to Betty's Ripoff Report, and then to the '1st Update' to her Report which was posted on 9-3-2007. Look what was stated. It's about the COLLAPSE of the U.S. economy!!! You see, the good Professor knows what he's talking about, wouldn't you agree? I just kept reviewing the notes from those classes, & I have them all memorized. You should study them, & memorize them too.

If you happen to have placed yourself into one of the reporting agencies that a bank relies on to determine whether you should be a customer of theirs, just whose fault is that? It sure isn't the bank's fault, because I'd kick you to the curb faster than the bank would if I found out soon enough. Your basically asking the bank to do absolutely no due diligence whatsoever and when they do (and they find out what sort of person you are) then you complain about it? Are you kidding?

The bank is allowed to do its due diligence without having to provide you a copy of what they found - depending on the state your in. Part of the paperwork you signed allowed them to do the background checks - so you gave them permission and through the paperwork, they notified you.

If you happen to have placed yourself into one of the reporting agencies that a bank relies on to determine whether you should be a customer of theirs, just whose fault is that? It sure isn't the bank's fault, because I'd kick you to the curb faster than the bank would if I found out soon enough. Your basically asking the bank to do absolutely no due diligence whatsoever and when they do (and they find out what sort of person you are) then you complain about it? Are you kidding?

The bank is allowed to do its due diligence without having to provide you a copy of what they found - depending on the state your in. Part of the paperwork you signed allowed them to do the background checks - so you gave them permission and through the paperwork, they notified you.

If you happen to have placed yourself into one of the reporting agencies that a bank relies on to determine whether you should be a customer of theirs, just whose fault is that? It sure isn't the bank's fault, because I'd kick you to the curb faster than the bank would if I found out soon enough. Your basically asking the bank to do absolutely no due diligence whatsoever and when they do (and they find out what sort of person you are) then you complain about it? Are you kidding?

The bank is allowed to do its due diligence without having to provide you a copy of what they found - depending on the state your in. Part of the paperwork you signed allowed them to do the background checks - so you gave them permission and through the paperwork, they notified you.

If you happen to have placed yourself into one of the reporting agencies that a bank relies on to determine whether you should be a customer of theirs, just whose fault is that? It sure isn't the bank's fault, because I'd kick you to the curb faster than the bank would if I found out soon enough. Your basically asking the bank to do absolutely no due diligence whatsoever and when they do (and they find out what sort of person you are) then you complain about it? Are you kidding?

The bank is allowed to do its due diligence without having to provide you a copy of what they found - depending on the state your in. Part of the paperwork you signed allowed them to do the background checks - so you gave them permission and through the paperwork, they notified you.

March 13, 2009

Mr. Kenneth D. Lewis
100 N. Tryon Street.
Mail Code NC-1-007-18-01
Charlotte, NC 28255

Dear Mr. Lewis:

You may recall that I have complained about the abrupt closing of a new checking account.

With the various contacts I have had with your office I have found that your Bank is simply ignoring the requirement for you to notify customers when your Risk Management department pulls credit reports of customers and uses this information to decline accounts with BofA.

I will quote from the March 6th letter of M. C. Taft of your office. "Information provided by Equifax and Experian was used to make the determination to open, maintain, collect or close your accounts."

This information initially came to my attention in a phone call with Mr. Taft wherein he mentioned said usage and I then demanded that the required letter citing which agency was contacted be sent. I am now in receipt of this information and have incorporated it into my online complaint at the Rip Off Report and also updated my blog. You can see the letter in full on said blog site referenced below.

Just FYI, the Rip Off Report is a consumer complaint site and has 1,440 complaints about your Bank, 99% of them are more serious than my little problem. Your firm is running a very sloppy operation and you and your executives should be ashamed of how you are doing business.

When you choose to use "America" in your title I think you have an obligation to aspire to a higher standard than the average run of the mill banking operation, instead your firm is operating like a third world bank.

Charles Harris
P O Box 1521
Kennesaw, Ga 30156

http://bankofamericageorgiasucks.blogspot.com
http://ripoffreport.com/reports/0/430/RipOff0430003.htm

emailed to: ken.d.lewis@bankofamerica.com, colleen.haggerty@bankofamerica.com, britney.w.sheehan@bankofamerica.com, nicole.nastacie@bankofamerica.com, joe.price@bankofamerica.com, keith.banks@bankofamerica.com, michael.jones@bankofamerica.com, liam.e.mcgee@bankofamerica.com, brian.t.moynihan@bankofamerica.com, amy.brinkley@bankofamerica.com, steele.alphin@bankofamerica.com, bradford.r.dinsmore@bankofamerica.com, michelle.shepherd@bankofamerica.com, maryellen.baker@bankofamerica.com

'Googling' this- RIP OFF REPORT BANK OF AMERICA OVERDRAFT FRAUD CHARLOTTE NORTH CAROLINA, and going to Philip's Ripoff Report that was submitted on 2-7-2008, and then go to the 'Updates' section.

'BANK POEM' was posted as an 'Update' last year on 2-12-2008.

Take a look at what HAS happened to the U.S. economy since then!!!

WELCOME TO AMERICA- IN FRAUD WE TRUST!

Don't forget to 'Google' this- AMERICA: FREEDOM TO FASCISM, and watch that documentary on the web.

POWER TO THE PEOPLE

P.S. 'FIX AMERICA POEM' is an 'Update' to Charlene's Ripoff Report. You can 'Google' this- RIP OFF REPORT TOYOTA MOTOR CORPORATION USA MANIPULATION, and you'll find it.

BLAME IT ON A LAWYER!!!!!!

That's right! Bank of America, and almost ALL publicly held companies, will hire LAWYERS to write their policies & procedures. They'll make it very difficult for most people to understand, and it'll usually be in tiny print so it's hard to read. The Publicly Held corporations in America are extremely 'crafty', and hire 'crafty' lawyers to make things OBSCURE.

Simply CANCEL all accounts with any PUBLICLY HELD BANK now!!!

Cash-in all IRA's, & 401K's, & stocks NOW!!!! SPREAD THE WORD! After '1st QUARTER RESULTS' are posted in April, stocks should GO DOWN even more!! Your RETIREMENT ACCOUNTS are tied to the stock market!!

Remember what the Harvard Business Professor said? You can 'Google' this- RIP OFF REPORT FUEL FREEDOM INTERNATIONAL MPG CAPS, and go to the 2001 Toyota Tacoma Ripoff Report, and then to the 'Update' entitled- 'BLAME IT ON A LAWYER" and read what he said in late 2004.

GUESS WHAT? He was RIGHT, wasn't he?

The stock market IS a complete lie, & an ILLUSION, wouldn't you agree? It's LOST over 7,300 points since the date of that posting on August 21st 2007, hasn't it? The Dow Jones was around 14,000 on August 21st 2007, & it actually closed at its all-time high of 14,164 just seven weeks later!!! On October 9th 2007 it closed at 14,164. LOOK WHERE IT IS TODAY! It's around 6,600, isn't it?!

OUR ECONOMY IS BASED ALMOST ENTIRELY ON- LIES, DECEPTION, GREED, FRAUD, MANIPULATION, DEEP CORRUPTION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT!

It can't be DENIED!

WELCOME TO THE AMERICA- IN FRAUD WE TRUST!

P.S. Make sure to 'Google' this- AMERICA: FREEDOM TO FASCISM, and watch that documentary on the web.

Thank you.

BLAME IT ON A LAWYER!!!!!!

That's right! Bank of America, and almost ALL publicly held companies, will hire LAWYERS to write their policies & procedures. They'll make it very difficult for most people to understand, and it'll usually be in tiny print so it's hard to read. The Publicly Held corporations in America are extremely 'crafty', and hire 'crafty' lawyers to make things OBSCURE.

Simply CANCEL all accounts with any PUBLICLY HELD BANK now!!!

Cash-in all IRA's, & 401K's, & stocks NOW!!!! SPREAD THE WORD! After '1st QUARTER RESULTS' are posted in April, stocks should GO DOWN even more!! Your RETIREMENT ACCOUNTS are tied to the stock market!!

Remember what the Harvard Business Professor said? You can 'Google' this- RIP OFF REPORT FUEL FREEDOM INTERNATIONAL MPG CAPS, and go to the 2001 Toyota Tacoma Ripoff Report, and then to the 'Update' entitled- 'BLAME IT ON A LAWYER" and read what he said in late 2004.

GUESS WHAT? He was RIGHT, wasn't he?

The stock market IS a complete lie, & an ILLUSION, wouldn't you agree? It's LOST over 7,300 points since the date of that posting on August 21st 2007, hasn't it? The Dow Jones was around 14,000 on August 21st 2007, & it actually closed at its all-time high of 14,164 just seven weeks later!!! On October 9th 2007 it closed at 14,164. LOOK WHERE IT IS TODAY! It's around 6,600, isn't it?!

OUR ECONOMY IS BASED ALMOST ENTIRELY ON- LIES, DECEPTION, GREED, FRAUD, MANIPULATION, DEEP CORRUPTION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT!

It can't be DENIED!

WELCOME TO THE AMERICA- IN FRAUD WE TRUST!

P.S. Make sure to 'Google' this- AMERICA: FREEDOM TO FASCISM, and watch that documentary on the web.

Thank you.

BLAME IT ON A LAWYER!!!!!!

That's right! Bank of America, and almost ALL publicly held companies, will hire LAWYERS to write their policies & procedures. They'll make it very difficult for most people to understand, and it'll usually be in tiny print so it's hard to read. The Publicly Held corporations in America are extremely 'crafty', and hire 'crafty' lawyers to make things OBSCURE.

Simply CANCEL all accounts with any PUBLICLY HELD BANK now!!!

Cash-in all IRA's, & 401K's, & stocks NOW!!!! SPREAD THE WORD! After '1st QUARTER RESULTS' are posted in April, stocks should GO DOWN even more!! Your RETIREMENT ACCOUNTS are tied to the stock market!!

Remember what the Harvard Business Professor said? You can 'Google' this- RIP OFF REPORT FUEL FREEDOM INTERNATIONAL MPG CAPS, and go to the 2001 Toyota Tacoma Ripoff Report, and then to the 'Update' entitled- 'BLAME IT ON A LAWYER" and read what he said in late 2004.

GUESS WHAT? He was RIGHT, wasn't he?

The stock market IS a complete lie, & an ILLUSION, wouldn't you agree? It's LOST over 7,300 points since the date of that posting on August 21st 2007, hasn't it? The Dow Jones was around 14,000 on August 21st 2007, & it actually closed at its all-time high of 14,164 just seven weeks later!!! On October 9th 2007 it closed at 14,164. LOOK WHERE IT IS TODAY! It's around 6,600, isn't it?!

OUR ECONOMY IS BASED ALMOST ENTIRELY ON- LIES, DECEPTION, GREED, FRAUD, MANIPULATION, DEEP CORRUPTION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT!

It can't be DENIED!

WELCOME TO THE AMERICA- IN FRAUD WE TRUST!

P.S. Make sure to 'Google' this- AMERICA: FREEDOM TO FASCISM, and watch that documentary on the web.

Thank you.

BLAME IT ON A LAWYER!!!!!!

That's right! Bank of America, and almost ALL publicly held companies, will hire LAWYERS to write their policies & procedures. They'll make it very difficult for most people to understand, and it'll usually be in tiny print so it's hard to read. The Publicly Held corporations in America are extremely 'crafty', and hire 'crafty' lawyers to make things OBSCURE.

Simply CANCEL all accounts with any PUBLICLY HELD BANK now!!!

Cash-in all IRA's, & 401K's, & stocks NOW!!!! SPREAD THE WORD! After '1st QUARTER RESULTS' are posted in April, stocks should GO DOWN even more!! Your RETIREMENT ACCOUNTS are tied to the stock market!!

Remember what the Harvard Business Professor said? You can 'Google' this- RIP OFF REPORT FUEL FREEDOM INTERNATIONAL MPG CAPS, and go to the 2001 Toyota Tacoma Ripoff Report, and then to the 'Update' entitled- 'BLAME IT ON A LAWYER" and read what he said in late 2004.

GUESS WHAT? He was RIGHT, wasn't he?

The stock market IS a complete lie, & an ILLUSION, wouldn't you agree? It's LOST over 7,300 points since the date of that posting on August 21st 2007, hasn't it? The Dow Jones was around 14,000 on August 21st 2007, & it actually closed at its all-time high of 14,164 just seven weeks later!!! On October 9th 2007 it closed at 14,164. LOOK WHERE IT IS TODAY! It's around 6,600, isn't it?!

OUR ECONOMY IS BASED ALMOST ENTIRELY ON- LIES, DECEPTION, GREED, FRAUD, MANIPULATION, DEEP CORRUPTION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT!

It can't be DENIED!

WELCOME TO THE AMERICA- IN FRAUD WE TRUST!

P.S. Make sure to 'Google' this- AMERICA: FREEDOM TO FASCISM, and watch that documentary on the web.

Thank you.