Jack Ferm - U.S. Justice Foundation - Icanstopforeclosures.com Foreclosure defense con man targets desperate homeowners Las Vegas Nevada

Jack Ferm, aka U.S. Justice Foundation does a good job of presenting himself as a crusader for the people. He is a paralegal; he had a talk show relating to financial matters on local Vegas radio and he even has the audacity to prominently feature on his website, a clip of himself being interviewed on the local Fox News Affiliate.

He charges $2,500 per property to homeowners who are in danger of defaulting on, or actually losing their homes. He requires that the money be paid upfront to him personally and will not sign a retainer agreement. He does, however, promise, in writing, to provide all paperwork, pleadings, lis pendens' TRO's etc. to keep homeowners in their home. The deal is that he provides the paperwork and the homeowner either files it in pro se or hires an attorney locallly to represent them. Sounds like a good deal, right?

In actuality, once he has cashed the check you've probably heard the last of Mr. Ferm.

I live in California and would never have entered into such an arm's length transaction, except that he was reccommended by a friend who was using him. I talked to Ferm in early October, 2008 and sent him money overnight that same day. Apart from a 2 minute conversation with him a month later that is the last time I have had any response from Mr. Ferm, nor any conversation with him.

He did, indeed, send me a poorly -written complaint, inaccurate as to the causes of action, misspelled and shoddy, on the last possible day I could have filed it. He gave me no instructions as to how to file it. Fortunately, I read the complaint before embarrassing myself with the Courts and kicked it back to him. He took out the faulty causes of action but I had to fix other parts of it. Next, he sent me a lis pendens, which was also wrong. I had to hire an attorney to re-write it.

Once Mr. Ferm had my money I was never able to get him on the phone. I often called 30-40 times in a row and only got his ansewring service, who claimed that they didn't have a phone number for him (if you can believe that).

I sent three certified letters which he never acknowledged as well as numerous e-mails. No response. I have called them probably close to 200 times and have the phone bills to prove it.One of my defendants responded with an enormous demurrer. According to Ferm, this was exactly the kind of thingh was going to handle for me.

In fact, although I e-mailed the demurrer to him two months ago he has never commented on it, let alone provided me with an opposition. I have had three auction dates come and go without any kind of service from him. No paperwork, no phone calls, nothing.

In November, Ferm's office stopped answering phones entirely and appeared to have permanently shifted all incoming calls to their answering service. (They are very apologetic, by the way, and are clearly embarrassed to be in the position of having to deal with so many irate clients). I was told by my friend who referred me to Ferm (and who, by the way, had herself lost one of her homes due to Fern's inactivity) that the phones were transferred because they had lines out the door and Ferm was busy taking in new business. He couldn't (or wouldn't) even handle the business he already had but was taking in money hand over fist from new suckers.

My hearing date came and went and I was unable to provide the Judge with any reponse as Ferm wouldn't give me any.

The only advice I got from anyone in his office was when someone identifying himself as Luis called me and told me to go file bankruptcy! Thanks, but I didn't need to pay $2,500 for that advice.

I have made formal requests by certified mail for refunds - not once by twice. Initially, I requested a partial refund so that they could keep some money for their shoddy, useless complaint. I later amended that to requesting a full refund due to the extreme stress and aggravation caused me. Also, as they refused to follow up on the complaint by opposing the demurrer, their initial complaint was worthless.

A few weeks ago word somehow got to them that I was planning to personally drive to Las Vegas. It was my attention to go to the Attorney General's Office, the Nevada Bar Association and the Police Department and file reports. I was also going to file in small claims court.

On January 4th I got a call from "Brenda" who told me that she had put a check into the mail for the full amount of $2,500 on New Year's Eve. She said to wait a day or two for the check because of the Holiday. I took this to mean that she had actually put the check in the mail that day. Curiously, she never called me BEFORE she put the check in the mail to verify my address or AS she put the check in the mail to tell me it was coming.

Long story short, it is now Janury 20th - and no check. "Brenda" calls every week or so and tells me that she is putting the check in UPS or the Mail to me overnight. Then she calls me Honey and cheerfully hangs up. Needless to say, I can never get her back on the phone.

A week ago, I called and said that I was not going to call them anymore and would instead begin talking to regulatory agencies. Brenda called a day or two later and told me that she "really had" sent a check to me. I asked her to which address she had sent it. She said she'd get back to me on that. Of course, she never did. Last week I left a message for her asking for the alleged UPS tracking number. No call back.

I am hearing through the grapevine that they have so many disgruntled clients and people asking for their money back that they probably won't ever refund my money.

I am in the process of filing a complaint with the Attorney General's Office and I am looking for other complainants to join me. I believe I will find enough ripped-off cliients to be able to persuade the Attorney General's Office of Nevada to bring a RICOH (Organized crime) proceeding. I am also filing a complaint with the Nevada Bar Association as they appear to be practicing law without the requisite licenses.

These people are reprehensible as they are preying on people desperate to keep their homes. Be warned.



I

M.r.
Los Angeles, California
U.S.A.