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Report: #310781

Complaint Review: Ocwen Loan Sevicing - West Palm Beach Florida

  • Submitted:
  • Updated:
  • Reported By: fishing creek Maryland
  • Author Confirmed What's this?
  • Why?
  • Ocwen Loan Sevicing P.o. Box 24737 West Palm Beach, Florida U.S.A.

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To Whom it may concern. Ever since ocwen toke over my mortgage. me not knowing. my fist payment was sent by the 4 of the month as always if not sooner .2 weeks later i recieved a call saying they have not recieved my payment. the money was taken from my acount 4th. that seemed funny to me. that they DID not post it till it was 2 weeks late. they still charged me late fees . for what i paid it on time???? that was from the very start. IT seemed they find a way to hold my payments till they are late. then charge the HELL out of me.

im your average american 6 kids wife just trying to have something for my family. it has been 2 years with OCwen and a living hell . If they hold just one check it SCREWS up balanceof my books the the banks charge me too. how can survive like that? I lose all the way around. I barely make enough to make my payment and these TACTICS of said company(companies) is what is KILLING AMERICA apart. its all about the money. thats good and all but please. the goverment should be looking into practices of said company .and i'm sure others too.. I truly believe that....IM BEING ROBBED.. this has gone on for too long..

I read a ladies complaint on line . and i said wow thats My story. I dont feel alone on this.I believe this company has charged me and probably countless others IMPROPER FEEs for their mistakes.. not saying im perfect i'm not no one is. these people are screwing with my home. and i had no choice in the matter. all the loan people we dealt with. really didnot tell us the whole story when we signed the papers. ALL for the fast BUCK PLEASE DO NOT DEAL WITH THIS COMPANY. YOU WONT UNDERSTAND THEIR OPERATORS ANYWAY IF YOUR A LAWYER AND WANT TO TALK PLEASE DO... I'M BEING ROBBED

Im being robbed
fishing creek, Maryland
U.S.A.

This report was posted on Ripoff Report on 02/21/2008 09:50 AM and is a permanent record located here: https://www.ripoffreport.com/reports/ocwen-loan-sevicing/west-palm-beach-florida-33416-4737/ocwen-loan-sevicing-holding-the-check-and-sticking-it-to-me-thanksto-whom-west-palm-be-310781. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#5 Consumer Comment

Look up RESPA

AUTHOR: John - (U.S.A.)

POSTED: Thursday, February 21, 2008

Make sure you look up RESPA and read it. It WILL help your situation.

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#4 Consumer Comment

Some suggestions........

AUTHOR: Thomas - (U.S.A.)

POSTED: Thursday, February 21, 2008

Arrange electronic billpay with the bank you use for that checking account. Then you have a record. The Feds love well-documented fraud cases.

If you ever get another mortgage, look for the statement about what % of mortgages the mortgage writer sells off [or what % they keep in their portfolio]. If they keep more than 96% [or sell LESS THAN 4%] it is a good sign that you will not have to deal with problematic loan servicers in the future.

Avoid ARM's, complicated blended mortgages, & all balloon notes. Simple 15 yr & 30 fixed rate mortgages only.

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#3 Consumer Comment

Some suggestions........

AUTHOR: Thomas - (U.S.A.)

POSTED: Thursday, February 21, 2008

Arrange electronic billpay with the bank you use for that checking account. Then you have a record. The Feds love well-documented fraud cases.

If you ever get another mortgage, look for the statement about what % of mortgages the mortgage writer sells off [or what % they keep in their portfolio]. If they keep more than 96% [or sell LESS THAN 4%] it is a good sign that you will not have to deal with problematic loan servicers in the future.

Avoid ARM's, complicated blended mortgages, & all balloon notes. Simple 15 yr & 30 fixed rate mortgages only.

Respond to this report!
What's this?

#2 Consumer Comment

Some suggestions........

AUTHOR: Thomas - (U.S.A.)

POSTED: Thursday, February 21, 2008

Arrange electronic billpay with the bank you use for that checking account. Then you have a record. The Feds love well-documented fraud cases.

If you ever get another mortgage, look for the statement about what % of mortgages the mortgage writer sells off [or what % they keep in their portfolio]. If they keep more than 96% [or sell LESS THAN 4%] it is a good sign that you will not have to deal with problematic loan servicers in the future.

Avoid ARM's, complicated blended mortgages, & all balloon notes. Simple 15 yr & 30 fixed rate mortgages only.

Respond to this report!
What's this?

#1 Consumer Comment

Some suggestions........

AUTHOR: Thomas - (U.S.A.)

POSTED: Thursday, February 21, 2008

Arrange electronic billpay with the bank you use for that checking account. Then you have a record. The Feds love well-documented fraud cases.

If you ever get another mortgage, look for the statement about what % of mortgages the mortgage writer sells off [or what % they keep in their portfolio]. If they keep more than 96% [or sell LESS THAN 4%] it is a good sign that you will not have to deal with problematic loan servicers in the future.

Avoid ARM's, complicated blended mortgages, & all balloon notes. Simple 15 yr & 30 fixed rate mortgages only.

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