University Of Phoenix, U of P Sucks so bad; I'm contacting lawyers to file a law suite Phoenix Nationwide

I am in the same boat you are.........what did you do?

I know that the "EMPLOYEE" response was from a complete jerk, but regardless, you do have a legit claim. Regarding class enrollment, it's not like you were trying to get something for nothing, or that you were giving up on the school. Instead, you realized, (like 50% of the student population) that this school did not accomidate to your needs. As "EMPLOYEE" failed to mention, you can dis-enroll without any negative effects against you so long as you do so before 15 days past the first day of school. Since you were making an attempt to do so after week 1, (I am sure you have some sort of documentation of this?) you should not have been charged for the class. (Also, you are automatically dis-enrolled if you fail to attend class- on campus, I don't know about online- for more than 2 weeks.)
I am in an attempt to dispute a grade with the UOP and know how difficult their incopetent employees appear to be when something goes wrong, and I feel that if you can prove your claim, then the fly on the wall would be squished. Please inform me if you are in process of a suite, and how it goes. (((ROR redacted)))

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

I bet you would like to be a fly on the wall you ignorite a**! I did sign enrollement forms, I did try the school out, and like I said previously, it was a JOKE! The class, the professor, the whole online experiance was a crock of sh**, accreditation really means squatt!!! Anybody can go and get accredited!!!!

And yes, I did get the school removed from my credit. It wasn't suppose to be there in the first place! I didn't pay a cent, and will never pay that piece of sh** school any money.

I won my fight, thank you very much!!

I would love to hear what your going to tell your Lawyer when he asks you about the enrollment agreements that you signed. "How commendable" he will tell you... "are you ok?" "A whole week?" "That's a long time to achieve your degree!" You must have spent hours that week looking over your first two assignments." Oh by the way ...he will probably check to see how UOP damaged your credit. Oh yes... you admitted in a public forum that you "outwitted" the credit agency to remove accurate information off of your credit report ... that may be a problem. A week... that is determination right there... also ample time to judge a program that has been accredited not only nationally but regionally. For future reference... Universities do not let students "fail" or "withdraw" a class without charging you. Good luck finding one. Perhaps you will find the perfect school next time that you can set your own rules to. Put that in your Lawyers cup and see if he drinks it!

I would love to be the fly on the wall in your lawyers office! I'm sure he will be polite and not laugh as hard as I am now. Please keep us posted... if you are able to keep focused more then a week. Perhaps trying to get something for nothing is worth your concentrated effort.

i have been attending the university of phoenix online for 6 weeks now and believe me i am starting to feel like it is a waste of time also.. you can never get in touch with anyone, even though they have 2 and 3 phone numbers.. i am dropping out before i incur any further debt as soon as i finish my last 3 weeks of this block.. my classmates are not as bright as i thought nor is the professor.. i am starting to wonder if it is even a real person or if everyone is computer generated...

To avoid being riped off by questionable online colleges and universities, try schools in your area and well known schools throughout the USA. Many of these colleges and universities now offer online degrees. At least you will know it is reputable without question.

James,

Unfortunately the FDCPA only applies to entities that collect money for other entities. If UOP is doing its collections in-house, the FDCPA does not apply.

Screwedbyuop,

The only 4 ways to get something off your credit report are to 1) convince the person who put it on there to take it off; 2) successfully dispute the debt with the reporting agencies; 3) a court order; or 4) sit back and wait for a few years.

The reporter probably went with option 2. If a debt is disputed by the alleged debtor, and the creditor fails to respond to the reporting agency's requests for validation, the reporting agency has to remove the blight. It's not a bad idea to just go through your credit reports and dispute EVERY negative reference. You'll probably see at least 1/3 of them disappear. It's a VERY quick, and I think ingenious, way to boost your credit score.

James,

Unfortunately the FDCPA only applies to entities that collect money for other entities. If UOP is doing its collections in-house, the FDCPA does not apply.

Screwedbyuop,

The only 4 ways to get something off your credit report are to 1) convince the person who put it on there to take it off; 2) successfully dispute the debt with the reporting agencies; 3) a court order; or 4) sit back and wait for a few years.

The reporter probably went with option 2. If a debt is disputed by the alleged debtor, and the creditor fails to respond to the reporting agency's requests for validation, the reporting agency has to remove the blight. It's not a bad idea to just go through your credit reports and dispute EVERY negative reference. You'll probably see at least 1/3 of them disappear. It's a VERY quick, and I think ingenious, way to boost your credit score.

James,

Unfortunately the FDCPA only applies to entities that collect money for other entities. If UOP is doing its collections in-house, the FDCPA does not apply.

Screwedbyuop,

The only 4 ways to get something off your credit report are to 1) convince the person who put it on there to take it off; 2) successfully dispute the debt with the reporting agencies; 3) a court order; or 4) sit back and wait for a few years.

The reporter probably went with option 2. If a debt is disputed by the alleged debtor, and the creditor fails to respond to the reporting agency's requests for validation, the reporting agency has to remove the blight. It's not a bad idea to just go through your credit reports and dispute EVERY negative reference. You'll probably see at least 1/3 of them disappear. It's a VERY quick, and I think ingenious, way to boost your credit score.

James,

Unfortunately the FDCPA only applies to entities that collect money for other entities. If UOP is doing its collections in-house, the FDCPA does not apply.

Screwedbyuop,

The only 4 ways to get something off your credit report are to 1) convince the person who put it on there to take it off; 2) successfully dispute the debt with the reporting agencies; 3) a court order; or 4) sit back and wait for a few years.

The reporter probably went with option 2. If a debt is disputed by the alleged debtor, and the creditor fails to respond to the reporting agency's requests for validation, the reporting agency has to remove the blight. It's not a bad idea to just go through your credit reports and dispute EVERY negative reference. You'll probably see at least 1/3 of them disappear. It's a VERY quick, and I think ingenious, way to boost your credit score.

All brick & morter colleges and community colleges offer on line classes now at reasonable state tuition rates. If everyone would just stop this Bull$#*& of attending these rip off places of higher education, you would not be getting yourselves in a financial bind, or having these rip off companies trying to ruin your credit. Then UOP, AXIA, STRAYER, CAPELLA, and who ever else Jon Doe for profit schools will close up shop and be gone for good!

These on line schools are a 100% rip off. I have taken a few on line classes through one of my local community college's and I am satisfied to know that its 100% accredited and transferable to any 4 year university, no questions asked.

Please everyone, stop giving yourself a heartache

University of Phoenix put it on my credit report too. How do I go about getting that removed?

I have the perfect reason for you to sue them, as well. As long as you requested that they not contact you at work, the following information is your trump card. Section 3 is the most important part.

805. Communication in connection with debt collection [15 USC 1692c]

(a) COMMUNICATION WITH THE CONSUMER GENERALLY. Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt --

(1) at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. In the absence of knowledge of circumstances to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is after 8 o'clock antimeridian and before 9 o'clock postmeridian, local time at the consumer's location;

(2) if the debt collector knows the consumer is represented by an attorney with respect to such debt and has knowledge of, or can readily ascertain, such attorney's name and address, unless the attorney fails to respond within a reasonable period of time to a communication from the debt collector or unless the attorney consents to direct communication with the consumer; or

(3) at the consumer's place of employment if the debt collector knows or has reason to know that the consumer's employer prohibits the consumer from receiving such communication.