Complaint Review: Discover Card - Internet
- Discover Card www.discovercard.com Internet United States of America
- Phone: 3023283300
- Web:
- Category: Credit & Debt Services
Discover Card Protection Plan Scam Internet
*Consumer Comment: 5 to 6 years huh?
*Consumer Comment: CEO?
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I got "dinged" by Discover Card. I had not used my card in years, probably 5 or 6 years, so when I wanted to do a balance transfer from another card, I called Discover. To me, it was like getting a new card again. What I didn't realize is that they had this "protection plan" on my card. When I finally noticed the charges, I called in to inquire about it. The woman I spoke with advised me not to cancel the plan. I told her it is the nature of my job that I am "technically unemployed" periodically throughout the year. I happened to be "unemployed" at that time. She then put the plan into effect.
I called back a day or two later and told them to cancel. This was never recorded. When I started getting my Discover bill indicating that the plan was indeed in effect, I contacted the CEO of Discover and explained the situation. He said he would investigate, and make an adjustment to my balance. In the meantime, I paid my bill.
I had not heard anything from the CEO in over a month, and another bill came, showing the plan was still in effect. I called him again, and he said they weren't going to make an adjustment to my balance reflecting that I did not authorize the protection plan to begin with, because the plan had been put into effect. He argued in circles, talked over me-not allowing me to explain my side of the situation. I finally hung up on him. I do not know what to do at this point in time. I am frustrated, and feel like my balance is spinning out of control, when I have not made any charges in months on this Discover Card. Please help.
This report was posted on Ripoff Report on 09/25/2009 06:45 AM and is a permanent record located here: https://www.ripoffreport.com/reports/discover-card/internet/discover-card-protection-plan-scam-internet-500273. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
5 to 6 years huh?
AUTHOR: Anon - (USA)
SUBMITTED: Wednesday, April 28, 2010
Discover closes your account due to inactivity after 3 years. This has been in effect since Terms Level 15, YEARS AGO.
#1 Consumer Comment
CEO?
AUTHOR: Anon - (USA)
SUBMITTED: Tuesday, April 27, 2010
So you called David Nelms personally and he talked to you about your Payment Protection Plan?
...
I find that hard to imagine.
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