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Report: MBNA Wachovia Visa

Category: Credit & Debt Services

MBNA Wachovia Visa Gougers! Delays Posting Payments and Credits, Ripoff Wilmington Delaware

*Consumer Suggestion ..Try this

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MBNA Wachovia Visa

Phone:  877-543-4453
Fax:  
 
P.O. Box 15469
Wilmington, Delaware, 19886-5469
U.S.A.

Submitted: 1/2/2006 1:48:57 PM

Modified: 1/2/2006 8:01:42 PM
Reported By

David

Raleigh, North Carolina

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I made an electronic balance transfer to a new credit card from my higher interest Wachovia Visa card. The transfer was posted to my new credit card on December 15, 2005. Although the transfer was done electronically, Wachovia didn't credit my account until 8 days later.

The transfer was a substantial amount of money. Since credit card companies calculate interest on a DAILY basis, I have to pay interest for the full 8 days on both my new credit card AND the Wachovia card. Accident? Oversight? I think not!

David
Raleigh, North Carolina
U.S.A.

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  • Try this Hope [1/2/2006 5:28:32 PM]

ConsumerSuggestion

Submitted: 1/2/2006 5:28:32 PM

Modified: 1/2/2006 5:28:32 PM
ConsumerSuggestion

Hope

Raleigh, North Carolina
U.S.A.

Try this

David,

Please turn this over to the Commissioner of Banks here in NC.

Here is the web page with all the information

http://www.nccob.org/NCCOB/ConsumerAssistance/AgencyDivisions

I would call the bank and let them know of your intentions to file this complaint.

Be prepared to turn over copies of your documentation. They WILL go after them.

I wish you the best and have a great new year


Hope
Raleigh, NC

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