Wells Fargo Bank NA ASC (America's Servicing Co) Wells Fargo Home Mortgage I HAVE PROOF OF INFLATED APPRAISALS BY WELLS FARGO, Internet

AND COUNTING!

CFIC's first appraisal $170,000
My Appraisal $165,000
Wells Fargo Appraisal $186,000 - $202,000  

What is your point? Your CFIC appraisal was 2006. The place increased in value. 

My guess is you want the lowest appraisal possible because your ex is now wanting his cut of the  place. 

I don't see any other reason to be mad about an appraisal going UP after 5 years. 

You have written two posts and said nothing.  It's very common for people to "enhance" their experience and knowlege because they think it will make them look more informed.  When quite often it just makes them look more uninformed. 

Your original post you inferred that since you were a "paralegal" you knew how to appraise houses, and because you were a paralegal you knew the appraisal they gave you was wrong.  We come to find out that you are not a licensed home appraiser, and it appears you have taken no legal courses at all.

We don't even know if they actually used that higher appraisal for anything because you didn't answer any of the questions asked.

I did re-read the original report and realize this is a refi and not a purchase.  So exactly what is the "fraud" you are claiming.  How much was the amount of the new loan.  Did that increase your balance owed, and if it did how much equity did you actually take out.  Again these answers would bring a much clearer picture as to what you are claiming.

I did my research as a woman knowledgable in how to do legal research.  If you go to www.findlaw.com if you or anyone was attempting to find a lawyer, you will or should know that all Law Offices do not practice in every aspect of law...meaning the Law Offices I worked for were not real estate practices.  I never mentioned I went to school for my profession .... I worked my way up to a "title" of paralegal by having hands on knowledge always being the type to ask questions, take notes, etc.  I started as a receptionist in one office,  transcriptionist in another law office (this is where I was educated on various documents of law), then as a file clerk, then as a legal secretary, then given the "TITLE" of Paralegal by attorneys I worked for.  All employers KNEW (because I honestly alerted them) I had no legal schooling, I educated myself through "steps up the ladder" within each position held.

Since you found the need to rebut my original post, please, share your research and knowledge of my life and I will happily provide you with internet (government sites, public knowledge documents) of alot of evidence I found through my timeless research.  Unless you have done your research on me and my situation, please rethink rebutting to posts you obviously know nothing about, stick to social sites and chatrooms to bring on the drama.  Thank you THE END

First of all having your immature hubby(wouldn't that be an ex?) leave without notice has nothing to do with your home loan.

Throughout this entire report you did not mention once what the purchase price of the loan was, how much you put down, and how much was the actual loan for.  All of that would paint a much clearer picture of what is going on here.

CFIC told me what the appraisal of my home came in at ($170,000), I totally disagreed (paralegal here)
- Is home apprasial a required or elective course when you are learning to become a paralegal?  Seriously even IF your apprisal was correct you are talking a difference of $5,000 or about 3%.  Hardly what one would consider fraud.

CFIC's first appraisal $170,000
My Appraisal $165,000
Wells Fargo Appraisal $186,000 - $202,000                        

SEE HOW FRAUD WORKS NOW?!
- No sorry still don't see what you are trying to say.  It appears that up until recently you thought your home appraised at $165,000, so your loan would have been based on that.  If they used the higher home value in your loan, one would think that as a paralegal you would have at least questioned why if your home appraised at $165,000 were you getting a loan for $186,000 to $202,000.    Now if the Wells Fargo appraisal was not part of the original "loan package", then obviously they felt the same way you did..that it was too high.

 I want everything in writing from Wells Fargo  hee heeee got them good!
- I wonder who was really the immature one in your relationship....