MOBE Matt Lloyd Publishing Inc. Refund Denied of $1,997.00 after discovering scam two days after paying. Kuala Lumpur internet

I signed up after listining to several online videos think they was going to help me set up my own online business. they have this 21 step program but tell you it is in the initial $49 signup fee. They ask you to pay $49 to see if you or for real or not. After the 6th step they ask you for a MOBE licienceing fee of $1,997.00 in order to continue with the program. I then realized that the program was not to set up my own business, but to sell their business to others. I imediately asked for a refund, but was told, per their preprinted and completed contract that I signed, I wasn't elegible for a refund for 12 months and I had proven that I had not made a sale of their products. I reported this to my bank because I used my debit card,but they said I had to deal with the company. You never can speake with a live body. I've done some checking since and has come to realize that this company is a complete multi-level ponzi scam. I am a senior citizen and only have SSN and a little VA disability compensationand was just trying to start something on my own to supplement my income. If there is a class action suit ongoing against this company, please add me to the list of complantiffs.